The Credit One Bank Platinum Visa For Rebuilding Credit is a credit-building card tailored for individuals with limited or poor credit who want to rebuild their credit profile while earning rewards on essential spending. It offers 1% cash back on purchases like gas, groceries, mobile phone, internet, cable, and satellite TV services, making it ideal for disciplined spenders who maximize bonus categories. While the card carries a reduced annual fee in the first year, a 3% foreign transaction fee, and no welcome bonus, it includes convenient features such as the ability to choose your payment due date, credit score monitoring, and automated credit limit increase opportunities. For consumers focused on improving their credit while earning modest rewards on everyday essentials, the Credit One Bank Platinum Visa For Rebuilding Credit card provides structured support and practical benefits.

Issuer

Credit One Bank, established in 1984 as First National Bank of Marin and headquartered in Las Vegas since 1998, is distinct from Capital One despite visual similarities in logos. Focused on credit cards, Credit One Bank has garnered a negative reputation due to fees and limited services. While not a global giant, the bank serves millions of credit members across the US, primarily targeting those with poor or no credit history. Offering a range of credit card products, including cash back and points-based cards, along with high-yield certificates of deposit and savings accounts, Credit One Bank is criticized for its fee structure, notably monthly fees on some cards. Despite an annual revenue of approximately $1.5 billion in 2024, the bank's business practices discourage it as a preferred choice. Engaging in corporate social responsibility, Credit One Bank contributes to Affordable Housing & Homelessness, Employment Services, and Financial Education. Forming partnerships with entities like the Las Vegas Raiders, NASCAR, WWE, Vegas Golden Knights, and Best Friends Animal Society, Credit One Bank lacks physical branches, operating exclusively online. Committed to values like Excellence, Ownership, Integrity, and Collaboration, the bank is an FDIC member, ensuring regulatory compliance.

Spending Multipliers

Credits & Features

The Credit One Bank Vegas Golden Knights is a fan-focused credit card designed for Vegas Golden Knights supporters and individuals looking to build or rebuild credit. Cardholders earn 1% cash back on essential categories like gas, groceries, mobile phone, internet, cable, and satellite TV services, while enjoying exclusive deals, discounts, and experiences tailored to Golden Knights fans. The card offers no annual fee for users with excellent credit and a reduced annual fee for the first year for those rebuilding credit, making it accessible to a wide range of consumers. While it does not offer a welcome bonus and charges a 3% foreign transaction fee, it includes convenient features such as the ability to choose your payment due date and credit score monitoring. For hockey enthusiasts and credit-conscious spenders seeking fan perks combined with structured rewards, the Credit One Bank Vegas Golden Knights card provides both value and engagement.

Issuer

Credit One Bank, established in 1984 as First National Bank of Marin and headquartered in Las Vegas since 1998, is distinct from Capital One despite visual similarities in logos. Focused on credit cards, Credit One Bank has garnered a negative reputation due to fees and limited services. While not a global giant, the bank serves millions of credit members across the US, primarily targeting those with poor or no credit history. Offering a range of credit card products, including cash back and points-based cards, along with high-yield certificates of deposit and savings accounts, Credit One Bank is criticized for its fee structure, notably monthly fees on some cards. Despite an annual revenue of approximately $1.5 billion in 2024, the bank's business practices discourage it as a preferred choice. Engaging in corporate social responsibility, Credit One Bank contributes to Affordable Housing & Homelessness, Employment Services, and Financial Education. Forming partnerships with entities like the Las Vegas Raiders, NASCAR, WWE, Vegas Golden Knights, and Best Friends Animal Society, Credit One Bank lacks physical branches, operating exclusively online. Committed to values like Excellence, Ownership, Integrity, and Collaboration, the bank is an FDIC member, ensuring regulatory compliance.

Spending Multipliers

Credits & Features