- Sign-Up Bonus
- 0
- Spending Multipliers
- 0.5
- Credits & Features
- 0
- Fees
- 4
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 0.5
- Credits & Features
- 0
- Fees
- 4
- Application
- 5
- Issuer
- NaN
The Credit One Bank Platinum Visa For Rebuilding Credit is a credit-building card tailored for individuals with limited or poor credit who want to rebuild their credit profile while earning rewards on essential spending. It offers 1% cash back on purchases like gas, groceries, mobile phone, internet, cable, and satellite TV services, making it ideal for disciplined spenders who maximize bonus categories. While the card carries a reduced annual fee in the first year, a 3% foreign transaction fee, and no welcome bonus, it includes convenient features such as the ability to choose your payment due date, credit score monitoring, and automated credit limit increase opportunities. For consumers focused on improving their credit while earning modest rewards on everyday essentials, the Credit One Bank Platinum Visa For Rebuilding Credit card provides structured support and practical benefits.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One understands that if you are rebuilding credit, your credit score isn't quite where you'd like it to be
- This could be because you're just starting your credit journey or you've encountered unexpected setbacks
- However, you can check if you are pre-qualified before applying
Fees
- $99 Annual Fee
- $1 or 3% Foreign Transaction Fee (which ever is greater)
- Up to $39 late fee
- Up to $39 return payment fee
- 29.74% Variable APR
- 31.74% APR for Cash Advance
- $5 or 8% of each cash advance amount (whichever is greater)