- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Navy Federal nRewards Secured from Navy Federal Credit Union is a no-annual-fee secured credit card designed for Active Duty and retired military members, veterans, eligible family members, and Department of Defense civilian personnel who are building or rebuilding their credit. Unlike many secured cards, it earns rewards on all purchases, offers automatic credit limit increases without requiring an additional deposit, and allows cardholders to become eligible to receive their security deposit back within six months while upgrading to the cashRewards card. With no foreign transaction fees, balance transfer fees, or cash advance fees, plus added benefits like a Car Rental Collision Damage Waiver and credit limit evaluations after three months, this card provides both security and value. It is ideal for military consumers seeking a responsible, rewards-earning way to establish credit while enjoying practical travel protections and a path to an unsecured rewards card.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- You need to be a Navy Federal member to get this card
- Navy Federal recommends this card to anyone who does not qualify for other cards
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $20 late fee
- No return payment fee
- 18.00% Variable APR
- 18.00% APR for Cash Advance
- $0.50 domestic or $1.00 foreign cash advance fee, none at Navy Federal ATMs or branch
- No balance transfer fee