- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 3.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 3.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Navy Federal cashRewards Plus from Navy Federal Credit Union is a premium flat-rate cash back credit card designed exclusively for Active Duty and retired military members, veterans, eligible family members, and Department of Defense civilian personnel. Offering unlimited 2% cash back on every purchase with no annual fee, no foreign transaction fees, no balance transfer fees, and no cash advance fees, this card delivers exceptional everyday value for service members who want simple, high-return rewards without extra costs. Its built-in Car Rental Collision Damage Waiver adds travel protection benefits, making it especially attractive for military families who travel frequently or are stationed overseas. While membership eligibility is limited to the military community, those who qualify will find the Navy Federal cashRewards Plus card a powerful, low-cost option for maximizing cash back and minimizing fees worldwide.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- You need to be a Navy Federal member to get this card
- Your credit score and history should be very good too excellent to qualify for this card
- You can check if you pre-qualify before applying
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $20 late fee
- No return payment fee
- 14.15% - 18.00% Variable APR
- 18.00% APR for Cash Advance
- $0.50 domestic or $1.00 foreign cash advance fee, none at Navy Federal ATMs or branch
- 14.15% - 18.00% APR for Balance Transfers