- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 2.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0.5
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Navy Federal cashRewards from Navy Federal Credit Union** is a straightforward, no-annual-fee cash back credit card built specifically for Active Duty and retired military members, veterans, eligible family members, and Department of Defense civilian personnel. Cardholders earn unlimited 1.5% cash back on every purchase, making it a solid option for service members who prefer simple, predictable rewards without tracking bonus categories. With no foreign transaction fees, no balance transfer fees, and no cash advance fees, this card is especially valuable for military families stationed overseas or those who travel frequently. While the 1.5% cash back rate is lower than some premium flat-rate cards, the combination of low costs and benefits like a Car Rental Collision Damage Waiver makes the Navy Federal cashRewards card a practical, low-maintenance choice for eligible members seeking reliable everyday rewards.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- You need to be a Navy Federal member to get this card
- Your credit score and history should be very good too excellent to qualify for this card
- You can check if you pre-qualify before applying
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $20 late fee
- No return payment fee
- 14.15% - 18.00% Variable APR
- 18.00% APR for Cash Advance
- $0.50 domestic or $1.00 foreign cash advance fee, none at Navy Federal ATMs or branch
- 14.15% - 18.00% APR for Balance Transfers
- No balance transfer fee