World of Hyatt Credit Card Credit Card

World of Hyatt Credit Card

Last Updated: 02/26/2026

Rating
3.7 / 5
Sign Up Bonus
60,000 Points
Annual Fee
$95
Credit Score
Good

Summary

Sign-Up Bonus
2.5
Spending Multipliers
3.5
Credits & Features
3
Fees
4.5
Application
3.5
Issuer
NaN

The Chase World of Hyatt Card is a premium hotel rewards credit card designed for frequent Hyatt guests who want to earn points quickly, enjoy elite perks, and gain valuable travel protections. Ideal for loyal Hyatt travelers, the card offers up to 9x points on Hyatt purchases, a free night award, and an additional free night after $15,000 in spend, along with World of Hyatt Discoverist status and 5 qualifying nights toward the next tier, plus 2 extra qualifying nights for every $5,000 in spend. Travel protections include purchase protection up to $500 per claim, auto rental collision coverage, trip cancellation/interruption insurance up to $5,000 per person and $10,000 per trip, baggage delay insurance, and lost luggage reimbursement up to $3,000 per passenger. Lifestyle perks such as one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027, add extra convenience. While the annual fee is not waived in the first year and the card’s features are closely tied to Hyatt, the World of Hyatt card is best suited for travelers seeking accelerated points, elite status benefits, and comprehensive travel protections at Hyatt properties.

Pros

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No foreign transaction fee
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Up to 9x back on Hyatt purchase
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Purchase protection up to $500 per claim and $50,000 per account

Cons

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Annual fee not waived in the first year
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Features are closely coupled to Hyatt
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Requires $15,000 in spend in the first 6 months to receive full welcome offer

Issuer

Spending Multipliers

Credits & Features

Free night award, plus an additional night after $15,000 in spend
World of Hyatt Discoverist status
5 qualifying night towards next tier status, plus 2 additional qualifying nights after every $5,000 in spend
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Auto rental collision damage waiver
Trip cancellation/interruption insurance up to $5,000 per person and $10,000 per trip
Baggage delay insurance
Lost luggage reimbursement up to $3,000 per passenger

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have any Hyatt card and did not open a Hyatt card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process