- Sign-Up Bonus
- 0
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- NaN
The Citi Wayfair Credit Card from Citibank is a no-annual-fee store credit card designed for frequent Wayfair shoppers who want a simple, convenient way to manage purchases at the online home goods retailer. Ideal for homeowners, interior decorators, and anyone looking to furnish or decorate their space, this card allows customers to streamline payments and take advantage of store promotions. While it does not offer a welcome bonus and can only be used at Wayfair, the Citi Wayfair card benefits loyal shoppers seeking a fee-free, easy-to-use credit option tailored to their favorite home furnishing store. This card is best suited for dedicated Wayfair customers who prioritize convenience and consistent access to store-specific financing for furniture, décor, and home improvement purchases.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Citi has a strict 8/65 rule, meaning you can only apply for 1 Citi card every 8 days and at most 2 Citi cards every 65 days
- Number of hard pulls have a huge impact on Citi applications, consider having less than 6 hard pulls in the past 6 months
Fees
- No Annual Fee
- Up to $41 late fee
- Up to $41 return payment fee
- 33.49% Variable APR