Visa Signature Flagship Rewards Credit Card

Visa Signature Flagship Rewards

Last Updated: 02/25/2026

Rating
3.8 / 5
Sign Up Bonus
35,000 Points
Annual Fee
$49
Credit Score
Very Good

Summary

Sign-Up Bonus
2.5
Spending Multipliers
4.5
Credits & Features
3.5
Fees
4.5
Application
4
Issuer
NaN

The Navy Federal Visa Signature Flagship Travel Rewards from Navy Federal Credit Union is a premium travel rewards card designed for Active Duty and retired military members, veterans, eligible family members, and Department of Defense civilian personnel who frequently travel and want to maximize points on every purchase. Cardholders earn 2x points on all spending, with no foreign transaction fees, no balance transfer fees, and no cash advance fees, making it an ideal choice for military families stationed abroad or traveling internationally. The card also includes valuable perks such as an Amazon Prime membership, a $120 credit toward Global Entry or TSA PreCheck every four years, travel accident insurance, and a Rental Collision Damage Waiver, enhancing convenience and protection while traveling. While the annual fee is not waived in the first year, the combination of high flat-rate rewards and travel-focused benefits makes the Navy Federal Visa Signature Flagship Travel Rewards card a strong option for eligible military members seeking a comprehensive, rewards-rich travel card.

Pros

Check mark
No foreign transaction fee
Check mark
No balance transfer fee
Check mark
No cash advance fees
Check mark
2x catch all category

Cons

Negative sign
Only available for Active Duty and Retired military members, including Veterans, family members, and DoD civilian personnel
Negative sign
Annual fee not waived in the first year

Issuer

Spending Multipliers

Credits & Features

Amazon Prime
$120 credit for Global Entry or TSA PreCheck every 4 years
Travel accident insurance
Rental Collision Damage Waiver

Application

  • You need to be a Navy Federal member to get this card
  • Your credit score and history should be very good too excellent to qualify for this card
  • You can check if you pre-qualify before applying

Fees

  • $49 Annual Fee
  • No Foreign Transaction Fee
  • Up to $20 late fee
  • No return payment fee
  • 14.74% - 18.00% Variable APR
  • 18.00% APR for Cash Advance
  • $0.50 domestic or $1.00 foreign cash advance fee, none at Navy Federal ATMs or branch
  • No balance transfer fee
See Full and Updated Rate & Fee Schedule During Application Process