- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One VentureOne Rewards for Good Credit card is a no-annual-fee travel rewards credit card designed specifically for consumers with good credit who want to earn miles while continuing to build or strengthen their credit profile. Offering unlimited 1.25x miles on every purchase, this card provides simple, flat-rate rewards on everyday spending like groceries, gas, and dining, making it a practical option for light travelers and responsible cardholders who prefer straightforward earning. It also comes with no foreign transaction fees, which is valuable for occasional international trips, plus perks like 50% off handcrafted beverages at Capital One Café and emergency card replacement for added peace of mind. While the card does not offer a welcome bonus and higher earning categories require bookings through Capital One Travel, it’s best suited for individuals with good credit who want a low-cost, low-commitment travel rewards card that delivers flexibility and long-term value without an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for good credit, you may never have declared bankruptcy or defaulted in the past 5 years, not been more than 30 days late on a payment
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 28.99% Variable APR
- 28.99%APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 28.99% APR for Balance Transfer
- 4% of each transfer amount