- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One VentureOne Rewards Credit Card is a no-annual-fee travel credit card designed for beginners, occasional travelers, and budget-conscious consumers who want to earn miles without paying to carry the card. With unlimited 1.25x miles on every purchase, it offers simple, flat-rate rewards on everyday spending like groceries, gas, and streaming services, making it a solid entry-level option for those new to travel rewards. The card also charges no foreign transaction fees, which makes it a smart pick for international trips or study abroad. Additional perks include Hertz Five Star status, 50% off handcrafted beverages at Capital One Café, and emergency card replacement for peace of mind while traveling. While elevated earning categories require booking through Capital One Travel and the base earning rate is lower than premium Venture cards, the VentureOne Rewards card is best suited for light travelers and students who want flexible miles, basic travel benefits, and long-term value without an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 3 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for excellent credit, you may never have declared bankruptcy or defaulted, not been more than 60 days late on a payment, and have a credit history of 3+ years with a limited of $5,000+
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 18.49% - 28.49% Variable APR
- 28.49% APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- 4% of each transfer amount