United Gateway Card

04/05/2026: Chase has made several upgrades to the United Gateway card, such as increasing the sign-up bonus to 40K Miles, and adding a 10% discount on flights purchased with miles

The Chase United Gateway Card is a no-annual-fee airline credit card designed for casual United Airlines travelers who want to earn rewards while enjoying essential travel protections. Ideal for consumers who fly United occasionally or want a low-cost way to access airline perks, the card offers 1x point on all purchases, with added benefits including two free checked bags after $10,000 in annual spend, 25% back on in-flight purchases, auto rental collision damage waiver, and trip cancellation/interruption insurance up to $1,500 per person and $6,000 per trip. It also provides purchase protection up to $500 per claim and extended warranty coverage, while charging no foreign transaction fees, making it a practical choice for domestic and international travel. Overall, the United Gateway card is best suited for budget-conscious travelers seeking straightforward rewards and United-specific travel benefits without paying an annual fee.

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

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