US Bank Shopper Cash Rewards Visa Signature Card

09/07/2026: The card has been discontinued

The US Bank Shopper Cash Rewards Card is a flexible cash‑back credit card designed for savvy shoppers who want to maximize rewards at their favorite retailers without paying an annual fee in the first year. Cardholders can choose two 6% quarterly retailers—such as Apple, Amazon, Home Depot, Lowe’s, Macy’s, Target, or Walmart—and a 3% quarterly category like wholesale clubs, gas & EV charging, or bills & utilities, making it an excellent match for families, everyday buyers, and deal hunters who tailor their rewards to seasonal spending. While there’s a $1,500 cap on both the 6% and 3% quarterly categories and a 3% foreign transaction fee, the ability to personalize rewards and the 1.5% back on all other purchases adds ongoing value. The US Bank Shopper Cash Rewards Card benefits frequent domestic shoppers who enjoy bonus earnings at key retailers and essential spending categories, though international travelers and those seeking unlimited high‑rate cash back may find the limitations less appealing.

Issuer

US Bank, rooted in the financial sector since 1863, has a rich history, tracing its origins to the First National Bank of Cincinnati. Evolving through the decades, it embraced innovations such as drive-up branches during the 1950s automobile boom and digital banking in the computer age. Formed as a brand in the early 2000s, US Bank weathered the 2008 recession profitably. Today, the bank prioritizes mobile banking and cybersecurity, leveraging expertise and AI to counter threats. Despite its name, US Bank's subsidiary, Elavan, ranks as the fourth-largest merchant acquirer in Europe. With operations in 13 countries and approximately 77,000 employees, US Bank offers a comprehensive range of financial services, including credit cards, checking and savings accounts, loans, investment, wealth management, and business solutions. Emphasizing disciplined customer relationships, US Bank assesses risk rigorously and extends credit cards to various credit profiles. With $695 billion in total assets and $43 billion in annual revenue in 2025, US Bank is recognized for its financial stability. The bank values innovation, actively adapting to evolving customer needs and technological trends. Committed to corporate social responsibility, US Bank focuses on ethical practices, diversity, financial security, environmental protection, and strategic partnerships. US Bank operates over 2,000 branches in 26 states and ensures accessibility through online and mobile banking platforms. Guided by a mission to prioritize people and uphold ethical standards, US Bank is a member of FINRA, SPIC, FDIC, and an equal housing lender.

Spending Multipliers

Credits & Features