- Sign-Up Bonus
- 0
- Spending Multipliers
- 0
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 0
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3
- Issuer
- NaN
The US Bank Secured Card is a straightforward, no‑annual‑fee secured credit card built for individuals who are building or rebuilding their credit and want a simple path to responsible credit use. Ideal for first‑time cardholders, students, or anyone recovering from past credit issues, this card offers essential credit access without ongoing fees and lets you view your credit score anytime to track your progress. While there’s a 3% foreign transaction fee that makes it less ideal for travel, the US Bank Secured Card’s core benefit lies in its ease of qualification and credit‑building focus, giving users a practical tool to establish or improve their credit history while maintaining financial discipline.
Pros
No annual fee
Cons
3% foreign transaction fee
Issuer
Spending Multipliers
Credits & Features
View your credit score anytime
Application
- The card is designed for individuals who want to build or rebuilt credit
- Your current credit score needs to have a fair rating
- Be prepared to make a security deposit
Fees
- No Annual Fee
- 3% Foreign Transaction Fee
- Up to $41 late fee
- Up to $41 return payment fee
- 27.49% Variable APR
- 30.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 27.49% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)