US Bank Altitude Go Visa Signature Card Credit Card

US Bank Altitude Go Visa Signature Card

Last Updated: 02/24/2026

Rating
3.8 / 5
Sign Up Bonus
20,000 Points
Annual Fee
$0
Credit Score
Very Good

Summary

Sign-Up Bonus
4
Spending Multipliers
3.5
Credits & Features
2.5
Fees
4.5
Application
3
Issuer
5

The US Bank Altitude Go Card is a no‑annual‑fee rewards card tailored for everyday spenders and lifestyle shoppers who want strong bonus earning on common categories like dining, groceries, rideshares, and streaming services. With 4x points on up to $2,000 in quarterly spending in these popular categories and a $15 annual streaming credit, it’s a smart pick for millennials, families, and frequent city dwellers who regularly spend in these day‑to‑day areas. The card also offers 1x on all other purchases, keeping rewards simple, though high‑spending travelers should note the 3% foreign transaction fee and that the streaming credit requires an 11‑month consecutive subscription to qualify each year. Overall, the US Bank Altitude Go Card benefits consumers who want to maximize bonus points on everyday lifestyle purchases without an annual fee, while those who travel internationally or seek broader flat‑rate rewards might find its limitations less attractive.

Pros

Check mark
No annual fee

Cons

Negative sign
3% foreign transaction fee
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$15 streaming credit requires 11 consecutive months of subscription
Negative sign
$2,000 quarterly cap 4x category
Negative sign
Only 1x catch all category

Issuer

US Bank, rooted in the financial sector since 1863, has a rich history, tracing its origins to the First National Bank of Cincinnati. Evolving through the decades, it embraced innovations such as drive-up branches during the 1950s automobile boom and digital banking in the computer age. Formed as a brand in the early 2000s, US Bank weathered the 2008 recession profitably. Today, the bank prioritizes mobile banking and cybersecurity, leveraging expertise and AI to counter threats. Despite its name, US Bank's subsidiary, Elavan, ranks as the fourth-largest merchant acquirer in Europe. With operations in 13 countries and approximately 77,000 employees, US Bank offers a comprehensive range of financial services, including credit cards, checking and savings accounts, loans, investment, wealth management, and business solutions. Emphasizing disciplined customer relationships, US Bank assesses risk rigorously and extends credit cards to various credit profiles. With $695 billion in total assets and $43 billion in annual revenue in 2025, US Bank is recognized for its financial stability. The bank values innovation, actively adapting to evolving customer needs and technological trends. Committed to corporate social responsibility, US Bank focuses on ethical practices, diversity, financial security, environmental protection, and strategic partnerships. US Bank operates over 2,000 branches in 26 states and ensures accessibility through online and mobile banking platforms. Guided by a mission to prioritize people and uphold ethical standards, US Bank is a member of FINRA, SPIC, FDIC, and an equal housing lender.

Spending Multipliers

4x

Points on dining up to $2,000 in quarterly spend

2x

Points on groceries

2x

Points on gas stations

2x

Points on streaming

1x

Points on all other purchases

Credits & Features

$15 annual streaming credit

Application

  • Consider having at least a credit history for 2 years

Fees

  • No Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $41 late fee
  • Up to $41 return payment fee
  • 17.49% - 27.49% Variable APR
  • 30.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 17.49% - 27.49% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process