US Bank Altitude Go Visa Signature Card Credit Card

US Bank Altitude Go Visa Signature Card

Last Updated: 02/24/2026

Rating
3.8 / 5
Sign Up Bonus
20,000 Points
Annual Fee
$0
Credit Score
Very Good

Summary

Sign-Up Bonus
4
Spending Multipliers
3.5
Credits & Features
2.5
Fees
4.5
Application
3
Issuer
NaN

The US Bank Altitude Go Card is a no‑annual‑fee rewards card tailored for everyday spenders and lifestyle shoppers who want strong bonus earning on common categories like dining, groceries, rideshares, and streaming services. With 4x points on up to $2,000 in quarterly spending in these popular categories and a $15 annual streaming credit, it’s a smart pick for millennials, families, and frequent city dwellers who regularly spend in these day‑to‑day areas. The card also offers 1x on all other purchases, keeping rewards simple, though high‑spending travelers should note the 3% foreign transaction fee and that the streaming credit requires an 11‑month consecutive subscription to qualify each year. Overall, the US Bank Altitude Go Card benefits consumers who want to maximize bonus points on everyday lifestyle purchases without an annual fee, while those who travel internationally or seek broader flat‑rate rewards might find its limitations less attractive.

Pros

Check mark
No annual fee

Cons

Negative sign
3% foreign transaction fee
Negative sign
$15 streaming credit requires 11 consecutive months of subscription
Negative sign
$2,000 quarterly cap 4x category
Negative sign
Only 1x catch all category

Issuer

Spending Multipliers

Credits & Features

$15 annual streaming credit

Application

  • Consider having at least a credit history for 2 years

Fees

  • No Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $41 late fee
  • Up to $41 return payment fee
  • 17.49% - 27.49% Variable APR
  • 30.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 17.49% - 27.49% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process