- Sign-Up Bonus
- 0
- Spending Multipliers
- 3.5
- Credits & Features
- 2.5
- Fees
- 4.5
- Application
- 3
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 3.5
- Credits & Features
- 2.5
- Fees
- 4.5
- Application
- 3
- Issuer
- NaN
The US Bank Altitude Go Secured Card is a secured rewards credit card tailored for individuals building or rebuilding their credit who still want meaningful perks and everyday rewards. With no annual fee, 4x points on up to $2,000 in quarterly spending in popular categories like dining, groceries, rideshares, and streaming services, plus a $15 annual streaming credit, it’s a standout option for credit‑builders who want to earn while improving their score. The card also offers 1x point on all other purchases, helping users develop consistent positive payment history and rewards habits. While a 3% foreign transaction fee and the $2,000 quarterly cap on bonus categories may limit value for travelers or high spenders, the US Bank Altitude Go Secured Card provides real benefits uncommon in secured products, making it a strong choice for students, first‑time cardholders, and anyone focused on credit growth without paying annual fees.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- The card is designed for individuals who want to build or rebuilt credit
- Your current credit score needs to have a fair rating
- Be prepared to make a security deposit
Fees
- No Annual Fee
- 3% Foreign Transaction Fee
- Up to $41 late fee
- Up to $41 return payment fee
- 28.49% Variable APR
- 30.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 28.49% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)