US Bank Altitude Go Secured Visa Card

The US Bank Altitude Go Secured Card is a secured rewards credit card tailored for individuals building or rebuilding their credit who still want meaningful perks and everyday rewards. With no annual fee, 4x points on up to $2,000 in quarterly spending in popular categories like dining, groceries, rideshares, and streaming services, plus a $15 annual streaming credit, it’s a standout option for credit‑builders who want to earn while improving their score. The card also offers 1x point on all other purchases, helping users develop consistent positive payment history and rewards habits. While a 3% foreign transaction fee and the $2,000 quarterly cap on bonus categories may limit value for travelers or high spenders, the US Bank Altitude Go Secured Card provides real benefits uncommon in secured products, making it a strong choice for students, first‑time cardholders, and anyone focused on credit growth without paying annual fees.

Issuer

US Bank, rooted in the financial sector since 1863, has a rich history, tracing its origins to the First National Bank of Cincinnati. Evolving through the decades, it embraced innovations such as drive-up branches during the 1950s automobile boom and digital banking in the computer age. Formed as a brand in the early 2000s, US Bank weathered the 2008 recession profitably. Today, the bank prioritizes mobile banking and cybersecurity, leveraging expertise and AI to counter threats. Despite its name, US Bank's subsidiary, Elavan, ranks as the fourth-largest merchant acquirer in Europe. With operations in 13 countries and approximately 77,000 employees, US Bank offers a comprehensive range of financial services, including credit cards, checking and savings accounts, loans, investment, wealth management, and business solutions. Emphasizing disciplined customer relationships, US Bank assesses risk rigorously and extends credit cards to various credit profiles. With $695 billion in total assets and $43 billion in annual revenue in 2025, US Bank is recognized for its financial stability. The bank values innovation, actively adapting to evolving customer needs and technological trends. Committed to corporate social responsibility, US Bank focuses on ethical practices, diversity, financial security, environmental protection, and strategic partnerships. US Bank operates over 2,000 branches in 26 states and ensures accessibility through online and mobile banking platforms. Guided by a mission to prioritize people and uphold ethical standards, US Bank is a member of FINRA, SPIC, FDIC, and an equal housing lender.

Spending Multipliers

Credits & Features