- Sign-Up Bonus
- 4
- Spending Multipliers
- 0
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- 5
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 0
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- 5
The Citi Goodyear Credit Card from Citibank is a no-annual-fee store credit card designed for drivers and vehicle owners who frequently shop at Goodyear and ExxonMobil locations. Cardholders can use it to purchase tires, auto services, and fuel, making it ideal for commuters, fleet owners, and car enthusiasts who want a convenient way to manage vehicle-related expenses. The card also includes identity theft protection for added security. While it does not offer a welcome bonus and can only be used at Goodyear and ExxonMobil, it benefits loyal customers seeking a straightforward, fee-free credit option tailored to automotive purchases and fuel savings. This card is best suited for frequent drivers who prioritize vehicle maintenance and fuel rewards while keeping credit card costs minimal.
Pros
Cons
Issuer
Citi, founded in 1812 as First National City Bank, boasts a rich history of banking innovations and global leadership. Operating in nearly 160 countries with a localized presence in 95, Citi offers a diverse range of financial products, including credit cards, checking accounts, loans, and wealth management. With a customer-centric approach, Citi targets various segments, from low-income earners to high-income professionals, emphasizing innovation to simplify financial goals. The bank, with $2.6 trillion in total assets and $168 billion in annual revenue in 2025, maintains financial stability. Citi's commitment to technology is evident in its longstanding focus on innovation labs and leveraging advancements. Philanthropy and corporate social responsibility are integral to Citi's ethos, with initiatives like the Citi Foundation promoting economic progress and supporting education. Citi operates about 670 branches in the US but prioritizes online banking. Upholding values of integrity and responsibility, Citi aims to be a trusted partner in providing responsible financial services. As an FDIC-insured institution, Citi aligns its actions with regulatory compliance.
Spending Multipliers
N/A
Credits & Features
Application
- Citi has a strict 8/65 rule, meaning you can only apply for 1 Citi card every 8 days and at most 2 Citi cards every 65 days
- Number of hard pulls have a huge impact on Citi applications, consider having less than 6 hard pulls in the past 6 months
Fees
- No Annual Fee
- Up to $40 late fee
- Up to $41 return payment fee
- 33.49% Variable APR
- 33.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)