TSC Visa Card Credit Card

TSC Visa Card

Last Updated: 02/25/2026

Rating
2.8 / 5
Sign Up Bonus
No Welcome Bonus
Annual Fee
$0
Credit Score
Fair

Summary

Sign-Up Bonus
0
Spending Multipliers
4
Credits & Features
0
Fees
4
Application
3.5
Issuer
NaN

The Citi TSC Visa Card from Citibank is a no-annual-fee credit card designed for Tractor Supply Company (TSC) customers who want flexibility to use their card beyond the store. Unlike the store-only version, this Visa card can be used anywhere Visa is accepted, making it ideal for frequent TSC shoppers who also want a general-purpose credit option. While it does not offer a welcome bonus and carries a 3% foreign transaction fee, the Citi TSC Visa card benefits customers looking for a simple, fee-free way to manage everyday spending while maintaining access to TSC purchases. This card is best suited for loyal TSC shoppers who value convenience, broad usability, and a no-annual-fee credit solution for both in-store and outside purchases.

Pros

Check mark
No annual fee

Cons

Negative sign
No welcome bonus
Negative sign
3% foreign transaction fee

Issuer

Spending Multipliers

Credits & Features

No know features

Application

  • Citi has a strict 8/65 rule, meaning you can only apply for 1 Citi card every 8 days and at most 2 Citi cards every 65 days
  • Number of hard pulls have a huge impact on Citi applications, consider having less than 6 hard pulls in the past 6 months

Fees

  • No Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $41 late fee
  • Up to $41 return payment fee
  • 32.49% Variable APR
  • 32.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 32.49% APR for Balance Transfer
  • $10 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process