TSC Store Card Credit Card

TSC Store Card

Last Updated: 02/25/2026

Rating
2.7 / 5
Sign Up Bonus
No Welcome Bonus
Annual Fee
$0
Credit Score
Fair

Summary

Sign-Up Bonus
0
Spending Multipliers
3
Credits & Features
0
Fees
4.5
Application
3.5
Issuer
5

The Citi TSC Store Card from Citibank is a no-annual-fee store credit card designed for loyal Tractor Supply Company (TSC) shoppers who want a simple way to manage purchases at their favorite retail chain. Ideal for frequent buyers of farm, home, and garden supplies, this card allows customers to consolidate spending and take advantage of store-specific promotions. While it does not offer a welcome bonus and can only be used at TSC, the card benefits dedicated shoppers who want a straightforward, fee-free credit option to simplify payments and enhance their TSC shopping experience. This card is best suited for budget-conscious customers who regularly purchase at TSC and value the convenience of a store-focused credit solution.

Pros

Check mark
No annual fee

Cons

Negative sign
No welcome bonus
Negative sign
Can only be used at TSC

Issuer

Citi, founded in 1812 as First National City Bank, boasts a rich history of banking innovations and global leadership. Operating in nearly 160 countries with a localized presence in 95, Citi offers a diverse range of financial products, including credit cards, checking accounts, loans, and wealth management. With a customer-centric approach, Citi targets various segments, from low-income earners to high-income professionals, emphasizing innovation to simplify financial goals. The bank, with $2.6 trillion in total assets and $168 billion in annual revenue in 2025, maintains financial stability. Citi's commitment to technology is evident in its longstanding focus on innovation labs and leveraging advancements. Philanthropy and corporate social responsibility are integral to Citi's ethos, with initiatives like the Citi Foundation promoting economic progress and supporting education. Citi operates about 670 branches in the US but prioritizes online banking. Upholding values of integrity and responsibility, Citi aims to be a trusted partner in providing responsible financial services. As an FDIC-insured institution, Citi aligns its actions with regulatory compliance.

Spending Multipliers

5%

Cash Back on Tractor Supply

Credits & Features

No know features

Application

  • Citi has a strict 8/65 rule, meaning you can only apply for 1 Citi card every 8 days and at most 2 Citi cards every 65 days
  • Number of hard pulls have a huge impact on Citi applications, consider having less than 6 hard pulls in the past 6 months

Fees

  • No Annual Fee
  • Up to $41 late fee
  • Up to $41 return payment fee
  • 32.49% Variable APR
See Full and Updated Rate & Fee Schedule During Application Process