Southwest Rapid Rewards Priority Credit Card Credit Card

Southwest Rapid Rewards Priority Credit Card

Last Updated: 04/06/2026

Rating
3.9 / 5
Sign Up Bonus
60,000 Points
Annual Fee
$229
Credit Score
Good

Summary

04/05/2026: New welcome offer is 60K Points

Sign-Up Bonus
5
Spending Multipliers
3.5
Credits & Features
3
Fees
3.5
Application
3.5
Issuer
NaN

The Chase Southwest Rapid Rewards Priority Card is a premium airline rewards card designed for frequent Southwest Airlines travelers who want elevated perks, enhanced points earning, and travel protections. Ideal for loyal Southwest flyers, the card offers 7,500 annual points, 25% back on in-flight purchases, and a 10,000-point boost toward Companion Pass qualification, along with complimentary Preferred seating, free checked bags for up to eight passengers, and the option to upgrade to Extra Legroom seats. Travel protections include purchase protection up to $500 per claim, lost luggage reimbursement up to $3,000 per passenger, and baggage delay insurance, while cardholders enjoy no foreign transaction fees and no change fees. Lifestyle benefits such as one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027, add extra value. While the annual fee is not waived in the first year and credits are closely tied to Southwest, the Rapid Rewards Priority card is best suited for frequent Southwest travelers who want premium seating, Companion Pass progress, and strong travel protections.

Pros

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No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

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Annual fee not waived in the first year
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Credits closely coupled to Southwest
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1x catch all category

Issuer

Spending Multipliers

Credits & Features

7,500 annual points
25% back on inflight purchases
10,000 Companion Pass qualifying points boost
Complimentary Preferred seat
Free checked bags for up to 8 passengers
No change fees
Upgrade to Extra Legroom Seats
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Lost luggage reimbursement up to $3,000 per passenger
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have any Southwest personal card and did not open a Southwest personal card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $229 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process