Slate Edge Credit Card

Slate Edge

Last Updated: 02/26/2026

Rating
2.5 / 5
Sign Up Bonus
No Welcome Bonus
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
0
Spending Multipliers
0
Credits & Features
1.5
Fees
4.5
Application
4
Issuer
5

The Chase Slate Credit Card is a no-annual-fee card designed for consumers who prioritize simplicity, credit management, and essential purchase protections over rewards. Cardholders benefit from purchase protection up to $500 per claim, extended warranty coverage, roadside dispatch, and auto rental collision damage waiver, making it ideal for everyday use and travel peace of mind. While it offers no welcome bonus or spending multipliers and carries a 3% foreign transaction fee, it includes added value like $10 per quarter for non-restaurant DoorDash orders and 6 months of DashPass through December 31, 2027, enhancing convenience for food delivery. Overall, the Chase Slate card is best suited for consumers seeking a low-maintenance, no-annual-fee card with strong protections, practical perks, and simple everyday functionality.

Pros

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No annual fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty
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Roadside dispatch

Cons

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No welcome bonus
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No spending multipliers
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3% foreign transaction fee

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

Spending Multipliers

N/A

Credits & Features

$10 per quarter for non-restaurant DoorDash orders until December 31, 2027
6 months DashPass until December 31, 2027
Auto rental collision damage waiver

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • No Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 18.24% - 28.24% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 18.24% - 28.24% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process