- Sign-Up Bonus
- 0
- Spending Multipliers
- 5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One SavorOne Rewards Credit Card is a dining and entertainment-focused cash back card designed for consumers who want elevated rewards in popular everyday categories while maintaining travel flexibility. Ideal for food lovers, streaming subscribers, and frequent event-goers, the card offers strong bonus cash back rates in key lifestyle categories, along with 1% cash back on all other purchases, making it best suited for cardholders whose spending is concentrated in dining and entertainment rather than broad, general purchases. While the annual fee is not waived in the first year and there are no recurring annual credits to offset it, the card delivers meaningful value through no foreign transaction fees, the ability to convert cash back into miles when paired with a Capital One Venture card, and protections like extended warranty coverage and travel accident insurance. Additional perks include automatic credit line reviews and 50% off handcrafted beverages at Capital One Café, making the SavorOne Rewards card a strong option for socially active consumers who want premium-style rewards and flexibility without committing to a high-end travel card.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for good credit, you may never have declared bankruptcy or defaulted in the past 5 years, not been more than 30 days late on a payment
Fees
- $39 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 28.99% Variable APR
- 28.99%APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 28.99% APR for Balance Transfer
- 4% of each transfer amount