Savor Rewards for Good Credit Credit Card

Savor Rewards for Good Credit

Last Updated: 02/27/2026

Rating
3.4 / 5
Sign Up Bonus
No Welcome Bonus
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
0
Spending Multipliers
5
Credits & Features
1
Fees
5
Application
5
Issuer
NaN

The Capital One Savor Rewards for Good Credit card is a no-annual-fee cash back credit card designed for consumers with good credit who want to earn elevated rewards on dining and entertainment while continuing to build their credit profile. Ideal for foodies, streamers, and social spenders, this card offers competitive bonus rewards in popular lifestyle categories, plus 1% cash back on all other purchases, making it best suited for those whose spending is concentrated in dining and entertainment rather than everyday miscellaneous purchases. It also features no foreign transaction fees, making it a smart choice for travel abroad, and cardholders can convert cash back into miles if they also hold a Capital One Venture card—adding flexibility for future travel redemptions. Additional benefits include extended warranty protection, Hertz Five Star status, travel accident insurance, and 50% off handcrafted beverages at Capital One Café. Overall, the Capital One Savor Rewards for Good Credit card is a strong fit for socially active consumers with good credit who want rewarding bonus categories, travel-friendly perks, and long-term value without paying an annual fee.

Pros

Check mark
No annual fee
Check mark
No foreign transaction fee
Check mark
Cash back can be converted to miles
Check mark
Extended warranty

Cons

Negative sign
1% catch all category

Issuer

Spending Multipliers

Credits & Features

Hertz Five Star status
Travel accident insurance
50% off handcrafted beverages at Capital One Café

Application

  • Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
  • Consider having at least a credit history for 3 year
  • Capital One usually pulls from all 3 major credit bureaus
  • See if you are pre-approved before applying
  • Capital One states that for excellent credit, you may never have declared bankruptcy or defaulted, not been more than 60 days late on a payment, and have a credit history of 3+ years with a limited of $5,000+

Fees

  • No Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • 28.99% Variable APR
  • 28.99%APR for Cash Advance
  • $5 or 5% of each cash advance amount (whichever is greater)
  • 28.99% APR for Balance Transfer
  • 4% of each transfer amount
See Full and Updated Rate & Fee Schedule During Application Process