- Sign-Up Bonus
- 5
- Spending Multipliers
- 5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 5
- Spending Multipliers
- 5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One Savor Rewards Credit Card is a no-annual-fee cash back card built for foodies, entertainment lovers, and everyday spenders who want to maximize rewards on dining and fun while keeping costs low. With strong bonus categories on popular lifestyle purchases and a base 1% cash back on all other purchases, it’s best suited for consumers who spend heavily on restaurants, streaming, and entertainment rather than general spending. The card also charges no foreign transaction fees, making it a solid option for dining abroad, and cardholders can convert cash back into miles if they also carry a Capital One Venture card—adding valuable travel flexibility. Additional perks include extended warranty protection, Hertz Five Star status, travel accident insurance, and 50% off handcrafted beverages at Capital One Café. Overall, the Capital One Savor Rewards card is ideal for socially active cardholders who want elevated rewards on dining and entertainment, travel-friendly benefits, and the option to turn cash back into miles—all without paying an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 3 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for excellent credit, you may never have declared bankruptcy or defaulted, not been more than 60 days late on a payment, and have a credit history of 3+ years with a limited of $5,000+
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 18.49% - 28.49% Variable APR
- 28.49% APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- 4% of each transfer amount