SKYPASS Visa Signature Card Credit Card

SKYPASS Visa Signature Card

Last Updated: 02/24/2026

Rating
3 / 5
Sign Up Bonus
40,000 Miles
Annual Fee
$99
Credit Score
Good

Summary

Sign-Up Bonus
2.5
Spending Multipliers
2
Credits & Features
1
Fees
4.5
Application
3
Issuer
5

The US Bank SKYPASS Card is a travel‑oriented airline credit card tailored for fans of Korean Air who want valuable perks with everyday spending, even if they don’t travel frequently. With no foreign transaction fee, it’s a solid pick for international flyers who want to avoid extra charges abroad, and cardholders receive 2 Korean Air lounge vouchers annually plus the opportunity to save 5% on one Korean Air ticket each year, making it especially beneficial for occasional long‑haul travelers or those loyal to the airline. While the card carries an annual fee that isn’t waived in the first year and offers just 1x on all purchases, its travel savings and lounge access help offset costs for passengers who fly Korean Air regularly. Overall, the US Bank SKYPASS Card is ideal for airline loyalists seeking basic rewards and travel perks without foreign transaction fees.

Pros

Check mark
No foreign transaction fee

Cons

Negative sign
Annual fee not waived in the first year
Negative sign
Only 1x catch all category

Issuer

US Bank, rooted in the financial sector since 1863, has a rich history, tracing its origins to the First National Bank of Cincinnati. Evolving through the decades, it embraced innovations such as drive-up branches during the 1950s automobile boom and digital banking in the computer age. Formed as a brand in the early 2000s, US Bank weathered the 2008 recession profitably. Today, the bank prioritizes mobile banking and cybersecurity, leveraging expertise and AI to counter threats. Despite its name, US Bank's subsidiary, Elavan, ranks as the fourth-largest merchant acquirer in Europe. With operations in 13 countries and approximately 77,000 employees, US Bank offers a comprehensive range of financial services, including credit cards, checking and savings accounts, loans, investment, wealth management, and business solutions. Emphasizing disciplined customer relationships, US Bank assesses risk rigorously and extends credit cards to various credit profiles. With $695 billion in total assets and $43 billion in annual revenue in 2025, US Bank is recognized for its financial stability. The bank values innovation, actively adapting to evolving customer needs and technological trends. Committed to corporate social responsibility, US Bank focuses on ethical practices, diversity, financial security, environmental protection, and strategic partnerships. US Bank operates over 2,000 branches in 26 states and ensures accessibility through online and mobile banking platforms. Guided by a mission to prioritize people and uphold ethical standards, US Bank is a member of FINRA, SPIC, FDIC, and an equal housing lender.

Spending Multipliers

2x

Miles on Korean Air

2x

Miles on dining

2x

Miles on hotels

1x

Miles on all other purchases

Credits & Features

Save 5% on 1 Korean Air ticket annually
2 annual Korean Air Lounge Vouchers

Application

  • Consider having at least a credit history for 2 years

Fees

  • $99 Annual Fee
  • No Foreign Transaction Fee
  • Up to $41 late fee
  • Up to $41 return payment fee
  • 21.49% - 30.49% Variable APR
  • 30.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 21.49% - 30.49% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process