- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 1
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 1
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Capital One QuicksilverOne Cash Rewards Credit Card is a cash back card designed for consumers with fair credit who want to earn rewards while rebuilding or establishing credit. With unlimited 1.5% cash back on all purchases, it provides simple, flat-rate rewards on everyday spending like groceries, gas, and dining, making it ideal for those who want straightforward earning without tracking bonus categories. The card also charges no foreign transaction fees and allows cash back to be converted into miles if paired with a Capital One Venture card, adding travel flexibility over time. Additional benefits include extended warranty protection, automatic credit line reviews, emergency card replacement, and 50% off handcrafted beverages at Capital One Café, providing extra value for everyday use. While the annual fee is not waived in the first year and there are no welcome bonuses or credits to offset the fee, the QuicksilverOne card is best suited for responsible consumers with fair credit who want to earn rewards, build credit, and enjoy practical travel and lifestyle perks.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for fair credit, you may have defaulted in the past 5 years, or less than 3 years of credit history
Fees
- $39 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 28.99% Variable APR
- 28.99%APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 28.99% APR for Balance Transfer
- 4% of each transfer amount