Quicksilver Secured Rewards

The Capital One Quicksilver Secured Credit Card is a no-annual-fee secured card designed for individuals with limited or poor credit who want to build or rebuild their credit profile while earning rewards. Offering unlimited 1.5% cash back on every purchase, it provides straightforward, flat-rate rewards on everyday spending like groceries, gas, and dining, making it ideal for responsible spenders focused on credit growth. The card also charges no foreign transaction fees, and cash back can be converted into miles when paired with a Capital One Venture card, adding flexibility for future travel. Additional features include a refundable security deposit with the potential to upgrade to an unsecured Quicksilver card, automatic credit limit evaluation after six months, and emergency card replacement for peace of mind. While there is no welcome bonus, the Quicksilver Secured card is best suited for credit-conscious consumers who want a simple rewards structure, travel-friendly perks, and a clear path toward improving their credit score.

Issuer

Capital One, established in 1994 as a spin-off from Signet Financial Corp, has grown into one of the largest banks in the US with international presence in the UK and Canada. Leveraging data-driven strategies, it offers a diverse range of financial products, including credit cards, checking, savings, and business services. While serving over 100 million customers, Capital One is recognized as a subprime lender, occasionally denying credit to those with higher credit scores. With $662 billion in total assets and $69 billion in annual revenue in 2025, it maintains financial stability. The company emphasizes technology, employing real-time data, AI, and machine learning, and is committed to environmental sustainability, aiming to reduce GHG emissions and support renewable energy. Despite a decreasing physical branch presence, Capital One continues its mission to revolutionize banking by bringing ingenuity, simplicity, and humanity to the industry, reflecting a dedication to financial inclusion and adherence to regulatory standards as an FDIC-insured institution.

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Credits & Features