- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 2.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One Quicksilver Secured Credit Card is a no-annual-fee secured card designed for individuals with limited or poor credit who want to build or rebuild their credit profile while earning rewards. Offering unlimited 1.5% cash back on every purchase, it provides straightforward, flat-rate rewards on everyday spending like groceries, gas, and dining, making it ideal for responsible spenders focused on credit growth. The card also charges no foreign transaction fees, and cash back can be converted into miles when paired with a Capital One Venture card, adding flexibility for future travel. Additional features include a refundable security deposit with the potential to upgrade to an unsecured Quicksilver card, automatic credit limit evaluation after six months, and emergency card replacement for peace of mind. While there is no welcome bonus, the Quicksilver Secured card is best suited for credit-conscious consumers who want a simple rewards structure, travel-friendly perks, and a clear path toward improving their credit score.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- Capital One states that for fair credit, you may have defaulted in the past 5 years, or less than 3 years of credit history
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 28.99% Variable APR
- 28.99%APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 28.99% APR for Balance Transfer
- 4% of each transfer amount