- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One Quicksilver Cash Rewards for Students card is a no-annual-fee cash back credit card designed specifically for college students who want to earn rewards while building credit responsibly. With unlimited 1.5% cash back on every purchase, it provides simple, flat-rate rewards on everyday spending like groceries, gas, and dining, making it an ideal choice for students new to credit. The card also features no foreign transaction fees, making it a smart option for studying abroad or occasional international travel, and cash back can be converted into miles when paired with a Capital One Venture card for added travel flexibility. Additional perks include extended warranty protection, travel accident insurance, and 50% off handcrafted beverages at Capital One Café, offering everyday value on and off campus. Overall, the Quicksilver for Students card is best suited for responsible students who want straightforward rewards, travel-friendly benefits, and an easy way to establish credit without paying an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for fair credit, you may have defaulted in the past 5 years, or less than 3 years of credit history
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 18.49% - 28.49% Variable APR
- 28.49% APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- 4% of each transfer amount