Quicksilver Rewards for Good Credit Credit Card

Quicksilver Rewards for Good Credit

Last Updated: 02/27/2026

Rating
3.3 / 5
Sign Up Bonus
No Welcome Bonus
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
0
Spending Multipliers
4.5
Credits & Features
1
Fees
5
Application
5
Issuer
4.5

The Capital One Quicksilver Cash Rewards for Good Credit card is a no-annual-fee cash back credit card tailored for consumers with good credit who want simple, flat-rate rewards while continuing to build a strong credit profile. Offering unlimited 1.5% cash back on every purchase, this card is ideal for everyday spending on groceries, gas, dining, and online shopping without the need to track rotating or bonus categories. It also features no foreign transaction fees, making it a smart choice for international travel, and cardholders can convert cash back into miles if they later add a Capital One Venture card for expanded travel redemption options. Additional benefits include extended warranty protection, Hertz Five Star status, travel accident insurance, and 50% off handcrafted beverages at Capital One Café. While there is no welcome bonus, the Capital One Quicksilver for Good Credit card is best suited for responsible spenders with good credit who want straightforward rewards, travel-friendly perks, and long-term value without paying an annual fee.

Pros

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No annual fee
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No foreign transaction fee
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Cash back can be converted to miles
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Extended warranty

Cons

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No welcome bonus
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1.5% catch all category

Issuer

Capital One, established in 1994 as a spin-off from Signet Financial Corp, has grown into one of the largest banks in the US with international presence in the UK and Canada. Leveraging data-driven strategies, it offers a diverse range of financial products, including credit cards, checking, savings, and business services. While serving over 100 million customers, Capital One is recognized as a subprime lender, occasionally denying credit to those with higher credit scores. With $662 billion in total assets and $69 billion in annual revenue in 2025, it maintains financial stability. The company emphasizes technology, employing real-time data, AI, and machine learning, and is committed to environmental sustainability, aiming to reduce GHG emissions and support renewable energy. Despite a decreasing physical branch presence, Capital One continues its mission to revolutionize banking by bringing ingenuity, simplicity, and humanity to the industry, reflecting a dedication to financial inclusion and adherence to regulatory standards as an FDIC-insured institution.

Spending Multipliers

5%

Miles on hotels through Capital One Travel

5%

Cash Back on vacation rentals through Capital One Travel

5%

Miles on car rentals through Capital One Travel

1.5%

Cash Back on all other purchases

Credits & Features

Hertz Five Star status
Travel accident insurance
50% off handcrafted beverages at Capital One Café

Application

  • Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
  • Consider having at least a credit history for 2 year
  • Capital One usually pulls from all 3 major credit bureaus
  • Capital One states that for good credit, you may never have declared bankruptcy or defaulted in the past 5 years, not been more than 30 days late on a payment

Fees

  • No Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • 28.99% Variable APR
  • 28.99%APR for Cash Advance
  • $5 or 5% of each cash advance amount (whichever is greater)
  • 28.99% APR for Balance Transfer
  • 4% of each transfer amount
See Full and Updated Rate & Fee Schedule During Application Process