- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One Quicksilver Cash Rewards for Good Credit card is a no-annual-fee cash back credit card tailored for consumers with good credit who want simple, flat-rate rewards while continuing to build a strong credit profile. Offering unlimited 1.5% cash back on every purchase, this card is ideal for everyday spending on groceries, gas, dining, and online shopping without the need to track rotating or bonus categories. It also features no foreign transaction fees, making it a smart choice for international travel, and cardholders can convert cash back into miles if they later add a Capital One Venture card for expanded travel redemption options. Additional benefits include extended warranty protection, Hertz Five Star status, travel accident insurance, and 50% off handcrafted beverages at Capital One Café. While there is no welcome bonus, the Capital One Quicksilver for Good Credit card is best suited for responsible spenders with good credit who want straightforward rewards, travel-friendly perks, and long-term value without paying an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 2 year
- Capital One usually pulls from all 3 major credit bureaus
- Capital One states that for good credit, you may never have declared bankruptcy or defaulted in the past 5 years, not been more than 30 days late on a payment
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 28.99% Variable APR
- 28.99%APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 28.99% APR for Balance Transfer
- 4% of each transfer amount