- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 5
- Spending Multipliers
- 4.5
- Credits & Features
- 1
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Capital One Quicksilver Cash Rewards Credit Card is a straightforward, no-annual-fee cash back credit card designed for consumers who want simple, flat-rate rewards on every purchase without tracking bonus categories. With unlimited 1.5% cash back on all purchases, it’s an excellent choice for everyday spenders who value consistency across groceries, gas, online shopping, and bills. The card also charges no foreign transaction fees, making it a practical option for international travel, and cardholders can convert cash back into miles when paired with a Capital One Venture card for added travel flexibility. Additional perks include extended warranty protection, Hertz Five Star status, travel accident insurance, and 50% off handcrafted beverages at Capital One Café. While the 1.5% flat-rate earning isn’t the highest available in the market, the Capital One Quicksilver card is best suited for consumers who want uncomplicated rewards, travel-friendly benefits, and long-term value without paying an annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Capital One has a strict 1/6 rule, meaning you can only apply for 1 Capital One card every 6 months
- Consider having at least a credit history for 3 year
- Capital One usually pulls from all 3 major credit bureaus
- See if you are pre-approved before applying
- Capital One states that for excellent credit, you may never have declared bankruptcy or defaulted, not been more than 60 days late on a payment, and have a credit history of 3+ years with a limited of $5,000+
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- 18.49% - 28.49% Variable APR
- 28.49% APR for Cash Advance
- $5 or 5% of each cash advance amount (whichever is greater)
- 18.49% - 28.49% APR for Balance Transfer
- 4% of each transfer amount