Prime Visa Credit Card

Prime Visa

Last Updated: 02/26/2026

Rating
4 / 5
Sign Up Bonus
$150
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
5
Spending Multipliers
4
Credits & Features
1.5
Fees
5
Application
3.5
Issuer
NaN

The Chase Amazon Prime Visa is a top choice for frequent Amazon shoppers who already maintain an Amazon Prime membership and want to maximize rewards on everyday online purchases. Designed for loyal Prime members, this card pairs strong earning potential at Amazon with no foreign transaction fees, making it a solid option for both domestic and international spending. While it only earns 1% back on non-bonus categories, it stands out with valuable protections including purchase protection up to $500 per claim (up to $50,000 per account), extended warranty coverage, auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement up to $3,000 per passenger, and travel accident insurance up to $500,000. Because it requires an active Prime membership, the Chase Amazon Prime Visa is best suited for consistent Amazon shoppers who want enhanced purchase protections and travel benefits alongside their rewards, rather than those seeking high flat-rate earnings across all categories.

Pros

Check mark
No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

Negative sign
Require Amazon Prime membership
Negative sign
1% catch all category

Issuer

Spending Multipliers

Credits & Features

Auto rental collision damage waiver
Baggage delay insurance
Lost luggage reimbursement up to $3,000 per passenger
Travel accident insurance up to $500,000

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open a this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • No Annual Fee
  • No Foreign Transaction Fee
  • Up to $39 late fee
  • Up to $39 return payment fee
  • 18.74% - 27.49% Variable APR
  • 28.49% APR for Cash Advance
  • $5 or 4% of each cash advance amount (whichever is greater)
  • 18.74% - 27.49% APR for Balance Transfer
  • $5 or 4% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process