- Sign-Up Bonus
- 0
- Spending Multipliers
- 0.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 0.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Credit One Bank Rewards Visa is a no-annual-fee credit card designed for consumers with good credit who want to rebuild their credit while earning rewards on everyday essentials. Cardholders earn 3% cash back on select categories like gas, groceries, mobile phone, internet, cable, and satellite TV services, and 1% cash back on all other purchases, making it ideal for disciplined spenders who maximize bonus categories. While it carries a 3% foreign transaction fee, has no welcome bonus, and limits the multiplier to certain purchases, the card offers practical features such as the ability to choose your payment due date and access to credit score monitoring. For individuals focused on improving their credit while earning modest rewards on essential spending, the Credit One Bank Rewards Visa card provides a straightforward, easy-to-manage option.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One recommends that your credit score is similar to the average of most consumers
- It is recommended that you have some established credit a history with limited payment issues
- You can also see if you are pre-qualified before applying for this card
Fees
- No Annual Fee
- $1 or 3% Foreign Transaction Fee (which ever is greater)
- Up to $39 late fee
- Up to $39 return payment fee
- 29.74% Variable APR
- 31.74% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)