- Sign-Up Bonus
- 4
- Spending Multipliers
- 2
- Credits & Features
- 0
- Fees
- 5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4
- Spending Multipliers
- 2
- Credits & Features
- 0
- Fees
- 5
- Application
- 5
- Issuer
- NaN
The Bank of America Norwegian Cruise Line credit card is a no annual fee card designed for cruise enthusiasts who want a simple, low-cost way to earn rewards on everyday spending. With 1x points on all purchases and no foreign transaction fees, it is ideal for U.S.-based travelers who frequently book cruises or plan to pay for travel-related expenses abroad. While the card does not include additional features or bonus categories, its straightforward rewards structure and lack of annual fees make it a practical choice for those looking to build credit and earn consistent rewards while enjoying Norwegian Cruise Line vacations.
Pros
No annual fee
No foreign transaction fee
Cons
Only 1x on all category
Issuer
Spending Multipliers
Credits & Features
No known features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 17.49% - 27.49% Variable APR
- 29.24% APR for Cash Advance
- 5% of each cash advance transaction
- 17.49% - 27.49% APR for Balance Transfer
- 5% of each transfer amount