NHL Discover It Credit Card Credit Card

NHL Discover It Credit Card

Last Updated: 02/25/2026

Rating
3.5 / 5
Sign Up Bonus
First Year Reward Match
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
3
Spending Multipliers
4
Credits & Features
0
Fees
5
Application
4
Issuer
NaN

The NHL Discover it Cash Back is a no-annual-fee rewards credit card built for hockey fans who want to earn cash back while showing off their team pride. Featuring rotating 5% cash back categories each quarter (on up to $1,500 in purchases, then 1%), this card is ideal for organized spenders who activate categories and align their spending with bonus offers throughout the year. While the $1,500 quarterly cap and standard 1% base rate may limit rewards for high spenders—and the 5% categories may not always match every cardholder’s spending habits—the NHL Discover it card stands out with customizable card designs that let you select your favorite NHL team. Combined with free Social Security number alerts for identity monitoring, this card is a strong fit for dedicated NHL fans seeking everyday cash back, team-branded style, and no annual fee.

Pros

Check mark
No annual fee

Cons

Negative sign
$1,500 cap on quarterly categories
Negative sign
5% quarterly categories might not provide value in all quarters
Negative sign
Only 1x all category

Issuer

Spending Multipliers

Credits & Features

Select your teams design
Free social security number alerts

Application

  • You are limited to 2 Discover cards
  • Consider having at least a credit history for 6 months
  • Avoid applying for additional Discover cards for 1 year

Fees

  • No Annual Fee
  • Up to $41 late fee
  • Up to $30 return payment fee
  • 17.49% - 26.49% Variable APR
  • 28.24% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 17.49% - 26.49% APR for Balance Transfer
  • 5% of each transfer amount
See Full and Updated Rate & Fee Schedule During Application Process