- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0
- Fees
- 4
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 1
- Credits & Features
- 0
- Fees
- 4
- Application
- 5
- Issuer
- NaN
The Credit One Bank NASCARD is a rewards credit card designed for NASCAR fans and consumers with fair to excellent credit who want to earn cash back on everyday purchases while enjoying cardholder protections. It offers 1% cash back on all purchases and includes purchase protection, making it ideal for users who value security and consistent rewards. While the card has no welcome bonus, charges a 3% foreign transaction fee, and the annual fee is not waived in the first year (except for those with excellent credit), it provides convenient features such as the ability to choose your payment due date and access to credit score monitoring. For NASCAR enthusiasts and everyday spenders seeking a manageable card that combines modest rewards with practical protections, the Credit One Bank NASCARD card offers a tailored option for building or maintaining credit responsibly.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Credit One recommends that your credit score is similar to the average of most consumers
- It is recommended that you have some established credit a history with limited payment issues
- You can also see if you are pre-qualified before applying for this card
Fees
- Up to $39 Annual Fee
- $1 or 3% Foreign Transaction Fee (which ever is greater)
- Up to $39 late fee
- Up to $39 return payment fee
- 29.74% Variable APR
- 31.74% APR for Cash Advance
- $10 or 8% of each cash advance amount (whichever is greater)