NASCAR American Express Card

09/07/2026: The card has been discontinued

The Credit One Bank NASCARD is a rewards credit card designed for NASCAR fans and consumers with fair to excellent credit who want to earn cash back on everyday purchases while enjoying cardholder protections. It offers 1% cash back on all purchases and includes purchase protection, making it ideal for users who value security and consistent rewards. While the card has no welcome bonus, charges a 3% foreign transaction fee, and the annual fee is not waived in the first year (except for those with excellent credit), it provides convenient features such as the ability to choose your payment due date and access to credit score monitoring. For NASCAR enthusiasts and everyday spenders seeking a manageable card that combines modest rewards with practical protections, the Credit One Bank NASCARD card offers a tailored option for building or maintaining credit responsibly.

Issuer

Credit One Bank, established in 1984 as First National Bank of Marin and headquartered in Las Vegas since 1998, is distinct from Capital One despite visual similarities in logos. Focused on credit cards, Credit One Bank has garnered a negative reputation due to fees and limited services. While not a global giant, the bank serves millions of credit members across the US, primarily targeting those with poor or no credit history. Offering a range of credit card products, including cash back and points-based cards, along with high-yield certificates of deposit and savings accounts, Credit One Bank is criticized for its fee structure, notably monthly fees on some cards. Despite an annual revenue of approximately $1.5 billion in 2024, the bank's business practices discourage it as a preferred choice. Engaging in corporate social responsibility, Credit One Bank contributes to Affordable Housing & Homelessness, Employment Services, and Financial Education. Forming partnerships with entities like the Las Vegas Raiders, NASCAR, WWE, Vegas Golden Knights, and Best Friends Animal Society, Credit One Bank lacks physical branches, operating exclusively online. Committed to values like Excellence, Ownership, Integrity, and Collaboration, the bank is an FDIC member, ensuring regulatory compliance.

Spending Multipliers

Credits & Features