- Sign-Up Bonus
- 0
- Spending Multipliers
- 3.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 0
- Spending Multipliers
- 3.5
- Credits & Features
- 0
- Fees
- 4.5
- Application
- 3.5
- Issuer
- NaN
The Citi My Best Buy Visa Card from Citibank is a no-annual-fee credit card designed for tech-savvy shoppers who frequently make purchases at Best Buy. Unlike the store-only version, this Visa card can be used anywhere Visa is accepted, providing flexibility beyond Best Buy, while still catering to loyal customers who want to streamline electronics and appliance spending. With no foreign transaction fees, it’s also suitable for occasional international purchases, though it does not offer a welcome bonus or other notable perks. This card benefits Best Buy enthusiasts who want a simple, fee-free credit option that combines everyday Visa usability with the convenience of store-specific financing and payment management.
Pros
No annual fee
No Foreign Transaction Fee
Cons
No welcome bonus
Issuer
Spending Multipliers
Credits & Features
No known features
Application
- Citi has a strict 8/65 rule, meaning you can only apply for 1 Citi card every 8 days and at most 2 Citi cards every 65 days
- Number of hard pulls have a huge impact on Citi applications, consider having less than 6 hard pulls in the past 6 months
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 30.74% APR