Marriott Bonvoy Bountiful Credit Card Credit Card

Marriott Bonvoy Bountiful Credit Card

Last Updated: 02/26/2026

Rating
3.3 / 5
Sign Up Bonus
85,000 Points
Annual Fee
$250
Credit Score
Good

Summary

Sign-Up Bonus
3
Spending Multipliers
3.5
Credits & Features
2
Fees
3
Application
3.5
Issuer
5

The Chase Marriott Bonvoy Bountiful Card is a premium hotel rewards credit card designed for avid Marriott travelers who want to maximize points, enjoy elite status, and access valuable travel protections. Ideal for frequent Marriott guests, the card offers up to 18.5x points on Marriott purchases, 1,000 bonus points per stay, a free night award, and 15 elite night credits toward Gold elite status, helping cardholders unlock enhanced benefits like room upgrades and late checkout. Travel protections include purchase protection up to $500 per claim, baggage delay insurance, lost luggage reimbursement up to $3,000 per passenger, and trip delay reimbursement up to $500 per ticket, while lifestyle perks feature one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027. With no foreign transaction fees, the Marriott Bonvoy Bountiful card is best suited for loyal Marriott travelers seeking accelerated points earning, elite perks, and comprehensive travel protections, though the annual fee is not waived in the first year and 4x multipliers are capped at $15,000 in combined purchases.

Pros

Check mark
No foreign transaction fee
Check mark
Up to 18.5x back on Marriott purchase
Check mark
Purchase protection up to $500 per claim and $50,000 per account

Cons

Negative sign
Annual fee not waived in the first year
Negative sign
4x spend multipliers are limited to $15,000 in combined purchases
Negative sign
Features are closely coupled to Marriott
Negative sign
Points are worth about 0.7 cents per point

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

Spending Multipliers

18.5x

Points on Marriott hotels

4x

Points on groceries up to $15,000 in annual combined spend with dining

4x

Points on dining up to $15,000 in annual combined spend with groceries

2x

Points on all other purchases

Credits & Features

1,000 bonus points per stay
Free night award
15 elite night credits
Gold elite status
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Baggage delay insurance
Lost luggage reimbursement up to $3,000 per passenger
Trip delay reimbursement up to $500 per ticket

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Having related cards, even American Express cards might disqualify you from receiving the welcome offer
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $250 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process