Marriott Bonvoy Boundless Credit Card Credit Card

Marriott Bonvoy Boundless Credit Card

Last Updated: 09/21/2026

Rating
3.9 / 5
Sign Up Bonus
3 Free Night Award
Annual Fee
$95
Credit Score
Good

Summary

09/20/2026: The welcome offer has been changed to 3 free night awards

04/05/2026: The welcome offer has been changed to up to 4 free night awards and up to $100 in airline credits. However, there are multiple spending tiers and restrictions to consider in order to qualify for the full offer.

Sign-Up Bonus
4
Spending Multipliers
3.5
Credits & Features
3
Fees
4.5
Application
3.5
Issuer
5

The Chase Marriott Bonvoy Boundless Card is a hotel rewards credit card designed for frequent Marriott guests who want to maximize points earning, enjoy elite status perks, and benefit from travel protections. Ideal for loyal Marriott travelers, the card offers up to 17x points on Marriott purchases, 1 elite night credit for every $5,000 in spend, and a free night award each year, helping cardholders accelerate toward Silver elite status, with Gold status achievable after $35,000 in annual spend. Additional protections include purchase protection up to $500 per claim, baggage delay insurance, lost luggage reimbursement up to $3,000 per passenger, and trip delay reimbursement up to $500 per ticket, while lifestyle perks feature one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027. With no foreign transaction fees, the card is best suited for travelers who frequently stay at Marriott properties, want to earn rewards efficiently, and value elite status benefits, though the annual fee is not waived in the first year and multipliers are limited to $6,000 in combined purchases.

Pros

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No foreign transaction fee
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1 elite night credit for every $5,000 in spend
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Up to 17x back on Marriott purchase
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Purchase protection up to $500 per claim and $50,000 per account

Cons

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Welcome offer comes with various tiers and restrictions
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Annual fee not waived in the first year
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3x spend multipliers are limited to $6,000 in combined purchases
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Features are closely coupled to Marriott
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Points are worth about 0.7 cents per point

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

Spending Multipliers

17x

Points on Marriott hotels

3x

Points on groceries up to $6,000 in annual combined spend with gas and dining

3x

Points on gas stations up to $6,000 in annual combined spend with groceries and dining

3x

Points on dining up to $6,000 in annual combined spend with groceries and gas

2x

Points on all other purchases

Credits & Features

$50 semi-annual Airline Credit when spending $250 until June 30, 2027
Free night award
15 elite night credits
Silver elite status with Gold status after $35,000 in spend
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Baggage delay insurance
Lost luggage reimbursement up to $3,000 per passenger
Trip delay reimbursement up to $500 per ticket

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Having related cards, even American Express cards might disqualify you from receiving the welcome offer
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process