- Sign-Up Bonus
- 4
- Spending Multipliers
- 3.5
- Credits & Features
- 1.5
- Fees
- 3
- Application
- 5
- Issuer
- 4.5
Summary
09/07/2026: New Welcome offer includes up to 125K Points + $150 Statement Credit
03/12/2026: Welcome offer has increased to 175K Marriott Bonvoy Points, which is the highest ever seen on the card. Offer is set to end 05/13/2026
- Sign-Up Bonus
- 4
- Spending Multipliers
- 3.5
- Credits & Features
- 1.5
- Fees
- 3
- Application
- 5
- Issuer
- 4.5
The Marriott Bonvoy Bevy American Express Card is a mid-tier hotel credit card designed for frequent guests of Marriott International who want to earn hotel rewards and enjoy elite benefits without paying for a premium card. Cardholders receive automatic Marriott Bonvoy Gold Elite status, 1,000 bonus points per stay, and 15 elite night credits, making it ideal for travelers who frequently stay at Marriott properties and want to accelerate their loyalty rewards. While the annual fee is not waived in the first year and there are no statement credits to offset it, the card offers a free night award after $15,000 in annual spend, no foreign transaction fees, free additional cardholders, and valuable travel protections including purchase protection, extended warranty coverage, car rental loss and damage insurance, baggage insurance, and trip delay insurance up to $300. With Marriott points valued around 0.7 cents each, the Bonvoy Bevy Card is best suited for loyal Marriott guests seeking consistent rewards and elite perks on stays without committing to a high-fee luxury card.
Pros
Cons
Issuer
American Express, founded in 1850, has evolved from a freight forwarding company to the largest global payment network. Known for its charge card introduced in the 1950s, American Express operates as one of the largest banks in the US, extending its products and services to over 200 countries and owning the 4th largest card network globally, making it one of the largest bank in the US. Beyond its renowned card offerings, American Express provides a comprehensive range of financial products and services, including savings, checking, personal loans, as well as business and travel services. Although primarily targeting affluent individuals and businesses, recent efforts focus on attracting Millennials and Gen Z customers. With a strong emphasis on technology and a user-friendly website, the company ensures accessibility to its diverse offerings. Despite its financial stability, with over $298 billion in assets and $80 billion in annual revenue in 2025, some businesses may decline American Express cards due to high interchange fees. Additionally, the company's strategic partnerships, including co-branded cards with Delta, Hilton, and Marriott, contribute to its revenue streams. However, American Express is committed to ESG initiatives, philanthropy, and regulatory compliance, offering FDIC-insured deposits and upholding a mission to provide the world's best customer experience while supporting equitable and resilient communities globally.
Spending Multipliers
6x
Points on Marriott hotels
4x
Points on restaurants up to $15,000 in annual combined spend with US supermarkets
4x
Points on groceries at US supermarkets up to $15,000 in annual combined spend with restaurants
2x
Points on all other purchases
Credits & Features
Application
- Welcome offer can only be received once in a lifetime
- Having related cards, even Chase cards might disqualify you from receiving the welcome offer
- Opening this card might effects your welcome offer eligibility on other cards in the same family
- Number of hard pull are usually irrelevant for American Express
- Consider having at least a credit history for 6 months and avoid applying to different cards in the same card family for at least 90 days
- American Express limits customers to 5 credit cards
Fees
- $250 Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- Up to $40 return payment fee
- 19.49% - 28.49% Variable APR
- 28.74% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)