- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 3.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 3.5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 4.5
- Spending Multipliers
- 3.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 3.5
- Issuer
- NaN
The Chase Instacart Mastercard is designed for regular Instacart shoppers looking to earn cash back on groceries and everyday orders. With no annual fee and no foreign transaction fees, this card offers 5% cash back on Instacart purchases (capped at $6,000 annually), making it ideal for customers who frequently use the platform to shop for groceries and household essentials. All other purchases earn a modest 1% cash back, so it’s best suited for users who prioritize Instacart spending rather than general rewards accumulation. While the card lacks additional features, its simplicity and targeted rewards make it a practical choice for loyal Instacart users seeking straightforward cash back benefits without an annual fee.
Pros
No annual fee
No foreign transaction fee
Cons
5% cash back is capped at $6,000 in annual spend
Only 1% all category
Issuer
Spending Multipliers
Credits & Features
No know features
Application
- Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
- Welcome bonus is only available once per Instacart account
- Consider having at least a credit history for 1 year
- Avoid applying for more than 2 Chase cards in 30 days
Fees
- No Annual Fee
- No Foreign Transaction Fee
- Up to $40 late fee
- Up to $40 return payment fee
- 18.24% - 27.74% Variable APR
- 28.49% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 18.24% - 27.74% APR for Balance Transfer
- $5 or 5% of each transfer amount (whichever is greater)