Iberia Visa Signature Card Credit Card

Iberia Visa Signature Card

Last Updated: 02/26/2026

Rating
3.7 / 5
Sign Up Bonus
75,000 Points
Annual Fee
$95
Credit Score
Good

Summary

Sign-Up Bonus
3.5
Spending Multipliers
3
Credits & Features
2.5
Fees
4.5
Application
3.5
Issuer
NaN

The Chase Iberia Visa Signature Card is a co-branded airline credit card designed for frequent Iberia flyers and U.S.-based travelers who regularly fly to Spain and throughout Europe. Offering no foreign transaction fees and 10% off Iberia flights, this card is best suited for loyal customers who can maximize its airline-specific perks, including a $1,000 airfare discount after $30,000 in annual spend. Cardholders also benefit from valuable travel and shopping protections such as purchase protection up to $500 per claim, extended warranty coverage, lost luggage reimbursement up to $3,000 per passenger, and baggage delay insurance, plus lifestyle perks like one year of DashPass (through December 31, 2027) and quarterly DoorDash credits. While the annual fee is not waived in the first year and there are no built-in statement credits to easily offset it, the Chase Iberia card can provide strong value for high-spending Iberia loyalists who frequently book paid airfare and want to unlock meaningful flight discounts and international travel protections.

Pros

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No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

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Annual fee not waived in the first year
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No credits to offset annual fee
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Requires $30,000 in spend to receive Airfare discount

Issuer

Spending Multipliers

Credits & Features

10% off Iberia flights
$1,000 airfare discount after $30,000 in spend
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
Lost luggage reimbursement up to $3,000 per passenger
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $95 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 19.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process