IHG One Rewards Traveler Credit Card

04/05/2026: The welcome offer has been lowered to 80K Points

The Chase IHG One Rewards Traveler Card is a no-annual-fee hotel rewards card designed for casual to frequent IHG guests who want to earn points, enjoy elite status, and access essential travel protections without extra costs. Ideal for travelers who stay at IHG properties regularly but prefer a budget-friendly option, the card offers up to 17x points on IHG purchases, 10,000 points after $10,000 in annual spend, and Silver Elite status with the opportunity to reach Gold status after $20,000 in spend. Cardholders also benefit from redeeming three nights and getting the fourth free, 20% off reward points purchases, and robust protections such as purchase protection up to $500 per claim, baggage delay insurance, lost luggage reimbursement up to $3,000 per passenger, and trip cancellation/interruption insurance up to $5,000 per person and $10,000 per trip. With no annual fee and no foreign transaction fees, the IHG One Rewards Traveler card is best suited for cost-conscious travelers seeking IHG-specific rewards, elite perks, and essential travel protections.

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

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