H.O.G. Elite Visa Card

The US Bank H.O.G. Elite Visa Card is a premium rewards card tailored for Harley‑Davidson riders and hardcore H.O.G. members who want enhanced perks tied directly to their riding lifestyle. With 2 points earned per mile ridden and valuable annual credits—including a $59 H.O.G. membership, a $30 Harley‑Davidson dealership credit, and a $10 SiriusXM credit—this card delivers niche benefits that help offset its annual fee (not waived in the first year). Riders also enjoy opportunities to win a $500 Harley‑Davidson credit, access special events via OpenTable, and Roadside Dispatch, all of which enhance the overall ownership experience. However, the card’s value is best realized by devoted Harley enthusiasts, as rewards can only be redeemed at Harley‑Davidson, and the 3% foreign transaction fee and niche credits may not fully offset the annual cost for casual riders. Overall, the US Bank H.O.G. Elite Visa Card benefits passionate Harley riders who plan to leverage the exclusive perks and ride‑centric rewards year after year.

Issuer

US Bank, rooted in the financial sector since 1863, has a rich history, tracing its origins to the First National Bank of Cincinnati. Evolving through the decades, it embraced innovations such as drive-up branches during the 1950s automobile boom and digital banking in the computer age. Formed as a brand in the early 2000s, US Bank weathered the 2008 recession profitably. Today, the bank prioritizes mobile banking and cybersecurity, leveraging expertise and AI to counter threats. Despite its name, US Bank's subsidiary, Elavan, ranks as the fourth-largest merchant acquirer in Europe. With operations in 13 countries and approximately 77,000 employees, US Bank offers a comprehensive range of financial services, including credit cards, checking and savings accounts, loans, investment, wealth management, and business solutions. Emphasizing disciplined customer relationships, US Bank assesses risk rigorously and extends credit cards to various credit profiles. With $695 billion in total assets and $43 billion in annual revenue in 2025, US Bank is recognized for its financial stability. The bank values innovation, actively adapting to evolving customer needs and technological trends. Committed to corporate social responsibility, US Bank focuses on ethical practices, diversity, financial security, environmental protection, and strategic partnerships. US Bank operates over 2,000 branches in 26 states and ensures accessibility through online and mobile banking platforms. Guided by a mission to prioritize people and uphold ethical standards, US Bank is a member of FINRA, SPIC, FDIC, and an equal housing lender.

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