- Sign-Up Bonus
- 5
- Spending Multipliers
- 3
- Credits & Features
- 2
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 5
- Spending Multipliers
- 3
- Credits & Features
- 2
- Fees
- 4.5
- Application
- 5
- Issuer
- NaN
The Bank of America Free Spirit Travel More World Elite Mastercard is a premium travel rewards card designed for frequent flyers of Spirit Airlines who want to maximize travel perks and reduce out-of-pocket costs. Cardholders enjoy benefits such as an annual $100 companion flight voucher (with $5,000 annual spend), two free checked bags, and 25% back on inflight purchases, making it ideal for U.S.-based travelers who frequently fly Spirit Airlines. While the card carries an annual fee that is not waived in the first year, has a 1x rewards rate on all other purchases, and some credits may not fully offset the fee, it offers no foreign transaction fees and valuable airline-specific perks. This card is best suited for loyal Spirit flyers looking to save on baggage and inflight costs while earning simple rewards on everyday spending.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- Ability to get some BoA cards without a SSN or credit history
- BoA has a 2/3/4 role, meaning you can only be approved for 2 cards in 2 months, 3 cards in 12 months, and 4 cads in 24 months
- You cannot get this card if you currently have or have had it in the past 24 months
Fees
- $79 Annual Fee
- No Foreign Transaction Fee
- Up to $41 late fee
- 19.49% - 27.49% Variable APR
- 29.24% APR for Cash Advance
- 5% of each cash advance transaction
- 19.49% - 27.49% APR for Balance Transfer
- 5% of each transfer amount