DoorDash Rewards Mastercard Credit Card

DoorDash Rewards Mastercard

Last Updated: 02/26/2026

Rating
3.1 / 5
Sign Up Bonus
1 Year DashPass
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
0.5
Spending Multipliers
3.5
Credits & Features
1
Fees
5
Application
3.5
Issuer
5

The Chase DoorDash Rewards Mastercard is a niche rewards card built for frequent DoorDash users who regularly order delivery, groceries, and convenience items through the platform and want to maximize in-app savings. With no foreign transaction fees, purchase protection up to $500 per claim (up to $50,000 per account), extended warranty coverage, auto rental collision damage waiver, and trip cancellation/interruption insurance up to $1,500 per person and $6,000 per trip, the card offers more travel and shopping protections than many expect from a co-branded delivery card. Cardholders can unlock DashPass after $10,000 in annual spend and receive 10% off convenience, grocery, alcohol, retail, or DashMart orders through June 30, 2026, making it most valuable for heavy DoorDash customers who consistently place orders. However, since a year of DashPass is included on many other Chase cards and the welcome offer auto-renews into a paid subscription, this card is best suited for loyal, high-frequency DoorDash users rather than casual delivery customers.

Pros

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No foreign transaction fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty

Cons

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Welcome offer will auto renew into paid subscription
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1 Year DashPass is included in most other Chase cards

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

Spending Multipliers

4%

Cash Back on DoorDash and Caviar orders

3%

Cash Back on dining

2%

Cash Back on groceries

1%

Cash Back on all other purchases

Credits & Features

DashPass after $10,000 in spend each year
10% off convenience, grocery, alcohol, retail, or DashMart orders until June 30, 2026
Auto rental collision damage waiver
Trip cancellation/interruption insurance up to $1,500 per person and $6,000 per trip

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • No Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 18.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 18.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process