Disney Visa Card Credit Card

Disney Visa Card

Last Updated: 02/26/2026

Rating
3.3 / 5
Sign Up Bonus
$150
Annual Fee
$0
Credit Score
Good

Summary

Sign-Up Bonus
5
Spending Multipliers
1
Credits & Features
1
Fees
4.5
Application
3.5
Issuer
5

The Chase Disney Visa Card is a no-annual-fee rewards card designed for Disney fans who want exclusive park and merchandise discounts without paying a yearly fee. Ideal for families planning trips to Disneyland or Walt Disney World, the card offers 10% off select merchandise and dining, 15% off select guided tours, and savings at DisneyStore.com, along with six months of 0% financing on select Disney vacation packages (regular APR applies after the promotional period). Cardholders also benefit from purchase protection up to $500 per claim, extended warranty coverage, and baggage delay insurance, plus lifestyle perks like one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027. While the $100 sign-up bonus is issued as a Disney Gift Card, rewards can only be redeemed for Disney purchases, and a 3% foreign transaction fee applies, the Chase Disney Visa card is best suited for occasional Disney visitors who want park discounts and basic protections without committing to an annual fee.

Pros

Check mark
No annual fee
Check mark
Purchase protection up to $500 per claim and $50,000 per account
Check mark
Extended warranty protection

Cons

Negative sign
$100 off the signup bonus is paid in Disney Gift Card
Negative sign
3% Foreign Transaction Fee
Negative sign
Reward can only be redeemed for Disney
Negative sign
With financed packages not paid after 6 months, regular APR applies

Issuer

Chase, tracing its roots to 1799, has evolved into the largest bank in America with a global presence and over 240,000 employees. Founded with a mission to provide clean water to New York and using its surplus for its banking operations, Chase introduced its first credit card in 1958 and remains prominent in the credit card space, notably enforcing the "5/24 rule." Serving a diverse customer base with a focus on individuals and businesses, Chase offers a comprehensive range of financial products, including checking accounts, credit cards, loans, and investment services. With total assets reaching $4.6 trillion and an annual revenue of $280 billion in 2025, Chase stands as a financially stable institution. Committed to innovation, the bank invests $15 billion in technology, providing an intuitive online and mobile banking experience. Chase's philanthropic efforts align with addressing environmental and social challenges, exemplified by its Sustainable Development Target. Collaborating with various companies like Amazon, Southwest, United, Marriott, and Disney to name a few, Chase offers co-branded cards and operates over 4,700 branches in the US, emphasizing accessibility. Grounded in core principles, Chase strives to deliver exceptional client service, uphold integrity, and support employee growth, maintaining regulatory compliance as an FDIC, FINRA, and SIPC member and an equal housing opportunity lender.

Spending Multipliers

1%

Disney Reward Dollars on all purchases

Credits & Features

10% off select merchandise purchase
10% off select dining locations
10% off select purchase at DisneyStore.com
15% off non-discounted select guided tours at Disneyland and Walt Disney World
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
6 month 0% financing for select Disney vacation packages
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • No Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 18.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 18.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process