Disney Premier Visa Card Credit Card

Disney Premier Visa Card

Last Updated: 02/26/2026

Rating
3.7 / 5
Sign Up Bonus
$300
Annual Fee
$49
Credit Score
Good

Summary

Sign-Up Bonus
5
Spending Multipliers
3.5
Credits & Features
1
Fees
4
Application
3.5
Issuer
NaN

The Chase Disney Premier Visa Card is a co-branded travel and rewards card designed for Disney fans and frequent visitors to Disney parks who want exclusive discounts and flexible redemption options tied to Disney purchases. Ideal for families planning vacations to Disneyland or Walt Disney World, the card offers perks like 10% off select merchandise and dining, 15% off select guided tours, and savings at DisneyStore.com, along with six months of 0% financing on select Disney vacation packages (regular APR applies after the promo period). Cardholders also receive purchase protection up to $500 per claim, extended warranty coverage, and baggage delay insurance, plus lifestyle perks such as one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027. While the $200 sign-up bonus is paid as a Disney Gift Card, the annual fee is not waived in the first year, rewards are limited to Disney or airline travel redemptions, and a 3% foreign transaction fee applies, the Disney Premier card is best suited for loyal Disney enthusiasts who frequently visit the parks and want ongoing discounts and vacation-focused benefits.

Pros

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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty protection

Cons

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$200 off the signup bonus is paid in Disney Gift Card
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Annual fee not waived in the first year
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3% Foreign Transaction Fee
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No credits to not offset annual fee
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Reward can only be redeemed for Disney or Airline travel
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With financed packages not paid after 6 months, regular APR applies

Issuer

Spending Multipliers

Credits & Features

10% off select merchandise purchase
10% off select dining locations
10% off select purchase at DisneyStore.com
15% off non-discounted select guided tours at Disneyland and Walt Disney World
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
6 month 0% financing for select Disney vacation packages
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $49 Annual Fee
  • 3% Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 18.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 18.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process