Disney Inspire Visa Credit Card

Disney Inspire Visa

Last Updated: 02/26/2026

Rating
4.3 / 5
Sign Up Bonus
$600
Annual Fee
$149
Credit Score
Good

Summary

Sign-Up Bonus
5
Spending Multipliers
3.5
Credits & Features
4.5
Fees
4
Application
3.5
Issuer
NaN

The Chase Disney Visa Inspire Card is a premium co-branded travel card designed for dedicated Disney fans who frequently visit Disney parks, book Disney Resort stays, and subscribe to Disney streaming services. Ideal for families and loyal Disney travelers, the card offers a $10 monthly Disney streaming credit, $200 annual Disney Reward Dollars after $2,000 in Disney Resort spending, and a $100 annual statement credit after $200 in Disney theme park ticket purchases, along with 10% off select merchandise and dining and 15% off select guided tours at Disneyland and Walt Disney World. Cardholders also receive purchase protection up to $500 per claim, extended warranty coverage, baggage delay insurance, and no foreign transaction fees, plus lifestyle perks like one year of DashPass and $10 quarterly non-restaurant DoorDash credits through December 31, 2027. While $300 of the sign-up bonus is issued as a Disney Gift Card, the annual fee is not waived in the first year, and rewards are limited to Disney or airline travel redemptions, the Disney Inspire card is best suited for frequent Disney vacationers who can consistently leverage park discounts, resort credits, and Disney-focused benefits to maximize value.

Pros

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No Foreign Transaction Fee
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Purchase protection up to $500 per claim and $50,000 per account
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Extended warranty protection

Cons

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$300 off the signup bonus is paid in Disney Gift Card
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Annual fee not waived in the first year
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Credits won’t cover the annual fee and a tied to Disney spending
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Reward can only be redeemed for Disney or Airline travel
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With financed packages not paid after 6 months, regular APR applies

Issuer

Spending Multipliers

Credits & Features

$10 monthly Disney streaming credit
$200 annual Disney Reward Dollars after spending $2,000 on Disney Resort stays
$100 annual Statement Credit after spending $200 on Disney Theme Park Tickets
10% off select merchandise purchase
10% off select dining locations
10% off select purchase at DisneyStore.com
15% off non-discounted select guided tours at Disneyland and Walt Disney World
1 year DashPass until December 31, 2027
$10 quarterly non-restaurant DoorDash credit until December 31, 2027
6 month 0% financing for select Disney vacation packages
Baggage delay insurance

Application

  • Chase has a strict 5/24 rule, meaning you will be rejected if you opened 5 or more cards in the past 24 months
  • Welcome bonus is only available if you don’t have this card and did not open this card in the last 24 months
  • Consider having at least a credit history for 1 year
  • Avoid applying for more than 2 Chase cards in 30 days

Fees

  • $149 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 18.24% - 27.74% Variable APR
  • 28.49% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
  • 18.24% - 27.74% APR for Balance Transfer
  • $5 or 5% of each transfer amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process