- Sign-Up Bonus
- 1.5
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 1.5
- Spending Multipliers
- 3
- Credits & Features
- 0
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Discover it Student Chrome is a no-annual-fee student credit card tailored for college students who want a simple, predictable rewards structure while building credit. It earns 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter (then 1%), plus 1% on all other purchases, making it a practical choice for students with regular commuting costs or dining expenses. While the $1,000 quarterly cap on the 2% category and standard 1% base rate limit rewards for higher spenders, the Discover it Student Chrome card works best for undergraduates seeking straightforward cash back without tracking rotating categories. For students new to credit who value ease of use, no annual fee, and steady rewards on everyday spending, this card offers a manageable way to establish responsible credit habits during college.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- You are limited to 2 Discover cards
- Avoid applying for additional Discover cards for 1 year
Fees
- No Annual Fee
- Up to $41 late fee
- Up to $30 return payment fee
- 16.49% - 25.49% Variable APR
- 28.24% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 16.49% - 25.49% APR for Balance Transfer
- 5% of each transfer amount