- Sign-Up Bonus
- 1.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 4
- Issuer
- NaN
Summary
- Sign-Up Bonus
- 1.5
- Spending Multipliers
- 2.5
- Credits & Features
- 0
- Fees
- 5
- Application
- 4
- Issuer
- NaN
The Discover it Miles is a no-annual-fee travel rewards credit card designed for consumers who want simple, flat-rate earning without tracking bonus categories. Cardholders earn an unlimited 1.5x miles on every purchase, making it a strong fit for frequent travelers, young professionals, and everyday spenders who value straightforward rewards on all spending. While miles cannot be transferred to airline or hotel loyalty programs—limiting outsized travel redemption opportunities—the Discover it Miles card appeals to users who prefer flexible, easy-to-redeem travel statement credits over complex points systems. With added benefits like free Social Security number alerts for identity monitoring, this card is best suited for those seeking uncomplicated travel rewards, predictable earnings, and no annual fee.
Pros
Cons
Issuer
Spending Multipliers
Credits & Features
Application
- You are limited to 2 Discover cards
- Consider having at least a credit history for 1 year
- Avoid applying for additional Discover cards for 1 year
Fees
- No Annual Fee
- Up to $41 late fee
- Up to $30 return payment fee
- 17.49% - 26.49% Variable APR
- 28.24% APR for Cash Advance
- $10 or 5% of each cash advance amount (whichever is greater)
- 17.49% - 26.49% APR for Balance Transfer
- 5% of each transfer amount