Delta SkyMiles Platinum American Express Card

09/07/2026: New Welcome offer includes up to 90K Miles + $300 Statement Credit

The American Express Delta SkyMiles Platinum American Express Card is a premium airline credit card built for frequent flyers of Delta Air Lines who want elite-style perks without holding Medallion status. Despite its high annual fee (not waived the first year), this card delivers strong value for loyal Delta travelers through benefits like an annual Companion Certificate for select Delta flights, a first checked bag free, 15% savings on Delta award bookings, 20% back on in-flight purchases, and access to complimentary upgrades when eligible. Additional perks—including a $150 annual Delta Stays credit, monthly Resy and rideshare credits, a Global Entry or TSA PreCheck credit every four years, Hertz Five Star status, no foreign transaction fees, and free authorized users—help offset the cost for those who fly regularly. Cardholders also receive cell phone protection, baggage insurance, trip delay coverage (up to $300 per trip), car rental loss and damage insurance, purchase protection, and extended warranty coverage. However, bonus 2x earning on groceries and dining is limited to U.S. purchases, making this card best suited for dedicated Delta customers who can maximize airline-specific perks rather than casual or infrequent travelers.

Issuer

American Express, founded in 1850, has evolved from a freight forwarding company to the largest global payment network. Known for its charge card introduced in the 1950s, American Express operates as one of the largest banks in the US, extending its products and services to over 200 countries and owning the 4th largest card network globally, making it one of the largest bank in the US. Beyond its renowned card offerings, American Express provides a comprehensive range of financial products and services, including savings, checking, personal loans, as well as business and travel services. Although primarily targeting affluent individuals and businesses, recent efforts focus on attracting Millennials and Gen Z customers. With a strong emphasis on technology and a user-friendly website, the company ensures accessibility to its diverse offerings. Despite its financial stability, with over $298 billion in assets and $80 billion in annual revenue in 2025, some businesses may decline American Express cards due to high interchange fees. Additionally, the company's strategic partnerships, including co-branded cards with Delta, Hilton, and Marriott, contribute to its revenue streams. However, American Express is committed to ESG initiatives, philanthropy, and regulatory compliance, offering FDIC-insured deposits and upholding a mission to provide the world's best customer experience while supporting equitable and resilient communities globally.

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Credits & Features