Delta SkyMiles Platinum American Express Card Credit Card

Delta SkyMiles Platinum American Express Card

Last Updated: 02/24/2026

Rating
3.8 / 5
Sign Up Bonus
Up to 100,000 Miles
Annual Fee
$350
Credit Score
Good

Summary

Sign-Up Bonus
2.5
Spending Multipliers
3.5
Credits & Features
4
Fees
3
Application
5
Issuer
NaN

The American Express Delta SkyMiles Platinum American Express Card is a premium airline credit card built for frequent flyers of Delta Air Lines who want elite-style perks without holding Medallion status. Despite its high annual fee (not waived the first year), this card delivers strong value for loyal Delta travelers through benefits like an annual Companion Certificate for select Delta flights, a first checked bag free, 15% savings on Delta award bookings, 20% back on in-flight purchases, and access to complimentary upgrades when eligible. Additional perks—including a $150 annual Delta Stays credit, monthly Resy and rideshare credits, a Global Entry or TSA PreCheck credit every four years, Hertz Five Star status, no foreign transaction fees, and free authorized users—help offset the cost for those who fly regularly. Cardholders also receive cell phone protection, baggage insurance, trip delay coverage (up to $300 per trip), car rental loss and damage insurance, purchase protection, and extended warranty coverage. However, bonus 2x earning on groceries and dining is limited to U.S. purchases, making this card best suited for dedicated Delta customers who can maximize airline-specific perks rather than casual or infrequent travelers.

Pros

Check mark
No fee for additional cardholders
Check mark
No foreign transaction fee
Check mark
Cell phone protection
Check mark
Purchase protection up to $1,000 per occurrence and $50,000 per calendar year
Check mark
Extended warranty up to $10,000 per item and $50,000 per calendar year

Cons

Negative sign
Welcome offer may not be available to all applicants
Negative sign
High annual fee
Negative sign
Annual fee not waived in the first year
Negative sign
2x spend on groceries and dining is limited to US

Issuer

Spending Multipliers

Credits & Features

$10 monthly Resy Credit
$10 monthly Rideshare Credit
$150 annual Delta Stay Credit
Annual Companion Certificate for select Delta Flights
Access to complimentary upgrades
First checked bag free on Delta flights
Save 15% when booking Delta award travel
20% Back on Delta in-flight purchases
$120 credit for Global Entry or TSA PreCheck every 4 years
Hertz Five Star Status
Baggage insurance
Trip delay insurance up to $300 per trip
Car rental loss and damage insurance

Application

  • Welcome offer can only be received once in a lifetime
  • Opening this might card effects your welcome offer eligibility on other cards in the same family
  • Number of hard pull are usually irrelevant for American Express
  • Consider having at least a credit history for 6 months and avoid applying to different cards in the same card family for at least 90 days
  • American Express limits customers to 5 credit cards

Fees

  • $350 Annual Fee
  • No Foreign Transaction Fee
  • Up to $40 late fee
  • Up to $40 return payment fee
  • 19.49% - 28.49% Variable APR
  • 28.74% APR for Cash Advance
  • $10 or 5% of each cash advance amount (whichever is greater)
See Full and Updated Rate & Fee Schedule During Application Process